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Payment Protection Products

  • Credit Disability Insurance - Disability insurance protection.  Credit Disability makes a payment to the credit union to reduce or pay off a loan if you become totally disabled by a covered sickness or accident. 
  • Credit Life Insurance - a life insurance policy.  Credit Life makes a payment to the credit union to reduce or pay off a loan in the event of your death.  If payments are more than the debt, the difference is paid to your beneficiary. 
  • Mechanical Repair Coverage - repair coverage for your vehicle's mechanical systems and components.  MRC pays for your vehicle's mechanical repairs after the dealer warranty has expired.
  • Guaranteed Asset Protection - deficient loan balance payoff protection.  GAP pays the difference between your loan payoff and the vehicle's actual cash value (determined by your auto insurance carrier) in the event the vehicle is damaged beyond repair or reported stolen.
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