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Savings Rates

Savings	Minimum Balance	Dividend Rate	APY*	Term
Share Savings Account ($5.00 and above)	$ 5	0.30	0.30	n/a
Special Share Savings/Club Account ($5.00 and above)	$ 5	0.30	0.30	n/a
Checking Account	0	0.10	0.10	n/a
Individual Retirement Account - Traditional & ROTH IRAs ($25.00 -$24,999.99)	$ 25	1.65	1.66	n/a
Individual Retirement Account - Traditional & ROTH IRAs ($25,000.00 - $49,999.99)	$ 25,000	1.85	1.87	n/a
Individual Retirement Account - Traditional & ROTH IRAs ($50,000.00 and above)	$ 50,000	2.00	2.02	n/a
Money Market Account ($2,500.00 - $24,999.99)	$ 2,500	0.75	0.75	n/a
Money Market Account ($25,000.00 - $49,999.99)	$ 25,000	1.00	1.00	n/a
Money Market Account ($50,000.00 and above)	$ 50,000	1.25	1.26	n/a

*APY = Annual Percentage Yield.
Dividend rate calculated on an average daily balance. Paid and compounded monthly.
Share Savings rates effective 5/1/10.
Draft Checking rates effective 5/1/10.
Individual Retirement rates effective 5/1/10.
Money Market rates effective 5/1/10.
All rates are subject to change without prior notice.
Rates are applicable to U.S. operations only.